We take several steps to protect our clients’ privacy and security when dealing with personal information.
We limit access to customer information to only individuals who need access to carry out specific account related tasks.
Collection of Minimum Information
We only collect the minimum and necessary information we need to provide our services in the most efficient and complete way possible. For example, we do not collect your Social Security number because it is not needed to set up a PHA account or when making payments to insurance carriers.
We leverage technologies to provide bank-level security to the storage of customer data.
Sharing of Personal Information
We do not and will not sell or provide access to any of your data (including email addresses, etc.) to third-parties. When needed, we may securely share basic contact information (such as email address) to our affiliated and licensed insurance professionals so they can contact you about purchasing medical and/or other healthcare insurance policies.
Information We Collect
User-Provided Information: You may access the Website without creating an account, but you must create an account to access and use the Service. In order to create an account, we may ask you to provide information including, but not limited to, your name, telephone number, email address, and social security number that may be personally identifiable information.
Cookies Information: When you visit lyfesystems.com, we may send one or more cookies – a small text file containing a string of alphanumeric characters – to your computer that identifies your browser and lets LyfeSystems help you log in faster and enhance your navigation through the site. A cookie does not collect personal information about you. LyfeSystems uses both session cookies and persistent cookies. A persistent cookie remains on your hard drive after you close your browser. Your browser may use persistent cookies on subsequent visits to the site. Persistent cookies can be removed by following your web browser’s directions. A session cookie is temporary and disappears after you close your browser. You can reset your web browser to refuse all cookies or to indicate when a cookie is being sent. However, some features of the Service may not function properly if the ability to accept cookies is disabled. We recommend keeping cookies enabled.
Log File Information: Your browser automatically reports Log file information each time you access a web page. When you register with or view our site, our servers automatically record certain non-personally identifiable information that your web browser sends whenever you visit any website. These server logs may include information such as your web request, Internet Protocol (“IP”) address, browser type, referring / exit pages and URLs, number of clicks, domain names, landing pages, pages viewed, and other such information.
Clear Gifs Information: When you use the Service, we may employ clear gifs (a.k.a. Web Beacons) which are used to track the online usage patterns of our users anonymously. No personally identifiable information is collected using these clear gifs. In addition, we may also use clear gifs in HTML-based emails sent to our users to track which emails are opened by recipients. The information is used to enable more accurate reporting, improve the effectiveness of our marketing, and make LyfeSystems better for our users.
How We Use Your Information
We use the personal information you submit to operate, maintain, and provide to you the features and functionality of the Service.
By providing LyfeSystems your email address you consent to our using the email address to send you Service-related notices, including any notices required by law, in lieu of communication by postal mail. You may not opt out of Service-related e-mails. We may also use your email address to send you other messages, such as newsletters, changes to features of the Service, or special offers. If you do not want to receive such email messages, you may opt out by sending an email message to firstname.lastname@example.org with the word “No email” in the subject field. Opting out may prevent you from receiving email messages regarding updates, improvements, or offers.
LyfeSystems may use certain information about you without identifying you as an individual to third parties. We do this for purposes such as analyzing how the Service is used, diagnosing service or technical problems, maintaining security, and personalizing advertisements and promotions.
How We Share Your Information
As we develop our business, we may buy or sell assets or business offerings. Customer, email, and visitor information is generally one of the transferred business assets in these types of transactions. We may also transfer such information in the course of corporate divestitures, mergers, or dissolution.
Non-Personally Identifiable Information: Non-personally identifiable information is information that cannot be tracked, by itself, to a specific individual. Examples of non-personally identifiable information include, but are not limited to, log files, Web Beacons, the type of internet browser you are using, the type of computer operating system you are using, your IP address, the time and date of your use of the Services, and whether or not you clicked on hypertext links within the Services. We reserve the right to share such information in the aggregate to our partners and advertisers.
How We Protect Your Information
LyfeSystems uses commercially reasonable physical, managerial, and technical safeguards to preserve the integrity and security of your personal information. We cannot, however, ensure or warrant the security of any information you transmit to LyfeSystems and you do so at your own risk. Once we receive your transmission of information, LyfeSystems makes commercially reasonable efforts to ensure the security of our systems. However, please note that this is not a guarantee that such information may not be accessed, disclosed, altered, or destroyed by breach of any of our physical, technical, or managerial safeguards.
To protect your privacy and security, we take reasonable steps to verify your identity before granting you access to your account. You are responsible for maintaining the secrecy of your unique password and account information, and for controlling access to your email communications from LyfeSystems, at all times.
Compromise of Personal Information
Your Choices About Your Information
You may, of course, decline to submit personally identifiable information through LyfeSystems, in which case LyfeSystems may not be able to provide certain services to you. You may update or correct your account information at any time by logging in to your account. You can review and correct the information about you that LyfeSystems keeps on file by contacting us directly at email@example.com. If you correspond with us by email, we may retain the content of your email messages, your email address and our responses.
LyfeSystems does not knowingly collect or solicit personal information from anyone under the age of 13 or knowingly allow such persons to register. If you are under 13, please do not send any information about yourself to us, including your name, address, telephone number, or email address. If we learn that we have collected personal information from a child under age 13 without verification of parental consent, we will delete that information from our system as quickly as possible. If you believe that we might have any information from or about a child under 13, please contact us at firstname.lastname@example.org.
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